Max Contribution To 529 2024. “starting in 2024, the secure 2.0 act allows savers to roll unused 529 funds into the beneficiary’s roth ira without a tax penalty,” says lawrence sprung, author of financial planning made. Unlike retirement accounts, the irs does not impose annual contribution limits on 529 plans.

529 plan contribution limits (2023 & 2024) technically, contributions can. In turn, making large contributions all at once could lead to tax penalties.